My Card Online Activate Your New Capital One Platinum Card:Capitalone.Com Activate
Capital One Shopping searches for savings and applies them to your cart. You must link your new and old credit cards at https://verified.capitalone.com/auth/signin.
Follow the ‘Consolidate Your Accounts’ instructions. Activate your new card after linking your accounts.
Activating your new card at activate.capitalone.com takes minutes.
Applying by phone or online to New Capital One usually takes 60 seconds. Sometimes we need more information to decide.
If approved, you’ll receive your Capital One card, credit limit info, and welcome materials in 7 to 10 business days. Customers approved for a Secured Mastercard must pay the deposit before the card ships, which takes 7 to 10 business days.
capitalone.com Activate My Card Online:
After activating your card, you can start using it.
Sign in to your account online or with the Capital One Mobile app. Text “MOBILE” to 80101 to download.
Choose a debit card account.
Look for an activation button online next to the debit card delivery tracker or in the mobile app below your account balance.
Follow the “Activate Card” steps. Activation may require a PIN.
Can I lock my debit card?
Unlocking your debit card prevents transactions. This won’t stop automatic bill payments or scheduled transfers.
Sign in online or on Capital One Mobile. Text “MOBILE” to 80101 to download.
Choose the debit card account.
Select “Account Services and Settings” online.
“Manage Debit Card” > “Lock Your Card”
or “I Want To…” menu: “Lock Card”
Capital One and most other banks use the Prime Rate to set credit card interest rates. The Prime Rate varies with the Fed Funds Rate. The Wall Street Journal’s money rates column lists the Prime Rate. If your credit card or loan has a variable APR based on the Prime Rate, it will change whenever the Prime Rate does.
Check the “Interest Charge Calculation” section of your monthly credit card statement to see your APR.
These actions can reduce interest costs.
Pay in full to avoid interest charges.
On-time payments of more than your monthly minimum reduce interest.